Need an appraisal in Colorado Springs or El Paso County?
Here are the top 7 reasons Colorado homeowners call on Springs Appraisals (719) 637-2658:
We at Springs Appraisals (719) 637-2658 understand the individual needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in a region that is declining. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Springs Appraisals (719) 637-2658 is your strongest weapon when challenging your property tax assessment.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Springs Appraisals (719) 637-2658, we're seasoned in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?If your home is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Springs Appraisals (719) 637-2658 can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Springs Appraisals (719) 637-2658 offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.